Attention homeowners: Real estate appraisal services for in Boulder and Boulder County
Here are the top 7 reasons why CO homeowners call on Polygon Appraisals:
Need help determining the price of your house in or near Boulder, CO?
At Polygon Appraisals, we understand the particular needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Polygon Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're qualified in helping customers just like you dismiss unwanted PMI insurance.
Challenge a property tax assessment
Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Polygon Appraisals is your chief weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your home is close to a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Polygon Appraisals can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just been handed a copy of your appraisal and you'd wish to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Polygon Appraisals offers field reviews where we go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Polygon Appraisals can help you with that. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.